Features Benefits

Telephone Consultations with Financial
Professionals

• PROACTIVE Coaching to assist the client until their financial house is in order!
• Clients have access to the coaches for 30 minute sessions on an unlimited number of financial issues or problems.

We check-in periodically with the client for accountability and to help them attain their goals...whether to fix an immediate problem or to help them plan how to improve their financial life!

Credit Report Review

Step-by-Step Coaching to provide:
• Credit Report Analysis
• Improvement of Credit Score
• Correction of Inaccurate Credit Reports
• Understanding of how a credit report impacts so many aspects of their life.

Budgeting

Step-by-Step Coaching to provide:
• A personalized spending plan that works!
• Suggestions on how to live on a budget and not feel deprived
• Ways to lower the cost of credit

Debt Management

Step-by-Step Coaching to provide:
• Ways to consolidate debt
• A structured plan to pay off debt quickly
• Ways to get low-rate credit cards

Tax Services

Step-by-Step Coaching to provide:
• Assistance for do-it-yourself tax filers
• Assistance with completing W-4 tax withholding form
• Analysis of prior year tax filing for amendments
• Tax Prep at a 25% discount

401(k) Review

Step-by-Step Coaching to complete a:
• Retirement Plan
• Risk Tolerance Profile
• Asset Allocation
• 401(k) Analysis

Retirement Planning

Step-by-Step Coaching to complete a:
• Retirement Plan
• Risk Tolerance Profile
• Asset Allocation
• Automatic Savings Plan

College Planning

Step-by-Step Coaching to complete a:
• College Plan
• Risk Tolerance Profile
• Asset Allocation
• Automatic Savings Plan

Personal Webpage/ Workstation

Anytime access to a personal webpage providing a workspace to interact with their coach online or to continue work on their own at a time convenient with their schedule

Identity Theft Assistance

• Provides members with a 30-minute free consultation with a highly trained Fraud Resolution Specialist.™ and conducts eight emergency response activities.
• Assists members with restoring their identity and good credit.
• Provides members with a free “ID Theft Emergency Response Kit.”
• Administers the costly steps to dispute fraudulent debts as a result of ID theft
• Follow-up with the member and monitor the Fraud Resolution progress.